Monday, February 8, 2010
An interesting credit card.
In the current life credit card is considered the financial needs. It provides ease of portability. We do not have a very close-fitting cash. A single credit card can buy easily. Moreover, when foreign is no time to exchange money. Apart from the need to commission payment in exchange. If money back home to exchange would not be required to change back to the baht is charged. Commission another one. Today, you can sign up credit card issuers require a credit card, however, have cautioned the following.
1. Credit card should only need watch. Because if we are to withdraw money or buy goods or services signed many other means that we owe much that after months will have to pay back more. If not paid will be refunded all interest collected up to 18.5% per year, some credit cards issued by non-banks. (Ie credit card Non Bank) may be cover charge. And interest combined as high as 54% a year, so the credit is to facilitate the purchase. But not a card that will create a debt to many of us.
2. I have a credit card. Bank of Bangkok and then I open treasure. End of the month is enough for him to cut money from the account no. Each month I will make even signed the card does not have to pay interest. Are easy and economical. I do not like to pay a debt interest or anyone.
3. People should have a single credit card. If it is not necessary any more than 2 cards to have multiple application card to make money extravagantly wasteful costs and more debt. Do not sign a card to card to repay another one leaves.
4. Should select a credit card issued by the bank because we pay lower interest card issued by the Non Bank may charge interest of up to 50% higher per year.
5. If your children will ask for additional cards is the only person growing up to age 20 years and limit it as much as 50,000 baht when children do not graduate and work with their own income is then. They should cancel the additional card. By providing balls to ask for their credit card. Following will help teach children to have financial discipline. Know how to value and savings.
6. You must remember that if a debt. Credit card and not pay very punctual. In addition, interest will be charged and expensive. May enter the name of the blacklist data center credit (Credit Bureau) which restore your credit standing or other hard currency for acquisitions, such as borrow money to buy a home or providing capital to the business. You will be inadequate to finance the system.
7. Parents teach children to be zealous. Honest and thrifty know what should be paid should not pay anything. For working with children's own income. Savings need to be taken into use in emergency. And in times of a difficult position. People no one knows the future, we will do. Should be careful in financial matters. Moreover. Parents must teach children to keep more regular stop learning. Have good English. Our contemporary world is to develop very quickly. Each year new graduates earned hundreds of thousands people, so future generations will be generations before competition makes money more difficult. If not keep stop learning more and not fight later children. Teaching children to work from small. Complementing knowledge creation discipline makes children aware of the obligation. Children should help the home paltry first time and then work on growing that the more skilled. And sent with other interns. To know that some difficulties were employed. How the real world.
From: Office of Accounting.
In the current life credit card is considered the financial needs. It provides ease of portability. We do not have a very close-fitting cash. A single credit card can buy easily. Moreover, when foreign is no time to exchange money. Apart from the need to commission payment in exchange. If money back home to exchange would not be required to change back to the baht is charged. Commission another one. Today, you can sign up credit card issuers require a credit card, however, have cautioned the following.
1. Credit card should only need watch. Because if we are to withdraw money or buy goods or services signed many other means that we owe much that after months will have to pay back more. If not paid will be refunded all interest collected up to 18.5% per year, some credit cards issued by non-banks. (Ie credit card Non Bank) may be cover charge. And interest combined as high as 54% a year, so the credit is to facilitate the purchase. But not a card that will create a debt to many of us.
2. I have a credit card. Bank of Bangkok and then I open treasure. End of the month is enough for him to cut money from the account no. Each month I will make even signed the card does not have to pay interest. Are easy and economical. I do not like to pay a debt interest or anyone.
3. People should have a single credit card. If it is not necessary any more than 2 cards to have multiple application card to make money extravagantly wasteful costs and more debt. Do not sign a card to card to repay another one leaves.
4. Should select a credit card issued by the bank because we pay lower interest card issued by the Non Bank may charge interest of up to 50% higher per year.
5. If your children will ask for additional cards is the only person growing up to age 20 years and limit it as much as 50,000 baht when children do not graduate and work with their own income is then. They should cancel the additional card. By providing balls to ask for their credit card. Following will help teach children to have financial discipline. Know how to value and savings.
6. You must remember that if a debt. Credit card and not pay very punctual. In addition, interest will be charged and expensive. May enter the name of the blacklist data center credit (Credit Bureau) which restore your credit standing or other hard currency for acquisitions, such as borrow money to buy a home or providing capital to the business. You will be inadequate to finance the system.
7. Parents teach children to be zealous. Honest and thrifty know what should be paid should not pay anything. For working with children's own income. Savings need to be taken into use in emergency. And in times of a difficult position. People no one knows the future, we will do. Should be careful in financial matters. Moreover. Parents must teach children to keep more regular stop learning. Have good English. Our contemporary world is to develop very quickly. Each year new graduates earned hundreds of thousands people, so future generations will be generations before competition makes money more difficult. If not keep stop learning more and not fight later children. Teaching children to work from small. Complementing knowledge creation discipline makes children aware of the obligation. Children should help the home paltry first time and then work on growing that the more skilled. And sent with other interns. To know that some difficulties were employed. How the real world.
From: Office of Accounting.
Aware of the credit card.
Every day the credit card business is highly competitive. A promotion on the exemption fee. Or annual fee. Interest rate that is lower than the ad to the other Business. Including matters of interest free time with. Any bank that will provide long-term over another, which is from 45 to 55 days, but you've noticed or not. That interest and fee-free period that think this way. As observed. Business of the property not less often thought. Los year period 45 days if the interest credit card terminals on 2 January purchase interest free period. Should be counted until February 16 due to be paid.
If the contract back to read your credit card to good use. (You still retain the contract or credit card, it's certainly bo. Please bring check) to see that all banks. Time to repay the interest free and the fee amount. If paid in full by the scheduled date is next to the summary balance costs. Not from the date of the credit card. As consumers understand. The way this is different. Will affect the very interest-free period. Speaking at this hearing may be difficult to understand. Preview will be more clearly understood.
Sample Bank finalized the cost of every day, 9 months interest free period, so the 45 days from the date finalized. Is due to go on Jan. 24, a day to pay. If paid after this date. Bank is accruing interest, so even consumers will use credit card terminals on the purchase Jan. 2, but must pay within 24 days of January that if the understanding of consumers. This is equal to the interest free period from the date of the card itself just 22 days only.
However, the interest free period. It must correct that each contract. The bank also stated that clear. Interest free period from the date the summary balance cost, so if the credit card in the longest interest free period. Is required after the conclusion of new sales charges.
From the above example. If your want to be. Also no need to hurry. Can wait. They do not need to hurry to buy on Jan. 2, but should be finalized pending the completion costs (9 January), then to buy some time on 11 January which will complete this over. set it on February 23, those representing the interest free period is set equal to 43 days interest free period another set just 21 days out to slow the purchase of a few days. Consumer Tips This is the place for the purchase of pieces if large. Expensive credit card. Should be purchased after recently finalized costs. To have time interest free and fee longest.
Every day the credit card business is highly competitive. A promotion on the exemption fee. Or annual fee. Interest rate that is lower than the ad to the other Business. Including matters of interest free time with. Any bank that will provide long-term over another, which is from 45 to 55 days, but you've noticed or not. That interest and fee-free period that think this way. As observed. Business of the property not less often thought. Los year period 45 days if the interest credit card terminals on 2 January purchase interest free period. Should be counted until February 16 due to be paid.
If the contract back to read your credit card to good use. (You still retain the contract or credit card, it's certainly bo. Please bring check) to see that all banks. Time to repay the interest free and the fee amount. If paid in full by the scheduled date is next to the summary balance costs. Not from the date of the credit card. As consumers understand. The way this is different. Will affect the very interest-free period. Speaking at this hearing may be difficult to understand. Preview will be more clearly understood.
Sample Bank finalized the cost of every day, 9 months interest free period, so the 45 days from the date finalized. Is due to go on Jan. 24, a day to pay. If paid after this date. Bank is accruing interest, so even consumers will use credit card terminals on the purchase Jan. 2, but must pay within 24 days of January that if the understanding of consumers. This is equal to the interest free period from the date of the card itself just 22 days only.
However, the interest free period. It must correct that each contract. The bank also stated that clear. Interest free period from the date the summary balance cost, so if the credit card in the longest interest free period. Is required after the conclusion of new sales charges.
From the above example. If your want to be. Also no need to hurry. Can wait. They do not need to hurry to buy on Jan. 2, but should be finalized pending the completion costs (9 January), then to buy some time on 11 January which will complete this over. set it on February 23, those representing the interest free period is set equal to 43 days interest free period another set just 21 days out to slow the purchase of a few days. Consumer Tips This is the place for the purchase of pieces if large. Expensive credit card. Should be purchased after recently finalized costs. To have time interest free and fee longest.
Who must use a credit card on a regular basis, then fear not worthwhile. Today Daily News Online tips to use a credit card deposit to cover each end ... 
1. To pay out no outstanding balance. This card is just no way to get interest then. (Credit card interest rate 18 percent per year).
2. Do not be Late Charge if paid at all. Times the amount they pay the minimum. But pay schedule. If paid later than the date paid. To pay a fine of 100-200 baht or more expensive to use credit cards issued by financial institutions in Thailand. Now it is no penalty if a payment was late.
3. Do not withdraw cash with credit cards. Visa or MasterCard type. It will be expensive fee of approximately 3% of withdraw cash out and then pay principal and interest, be hard.
4. Do not buy the stores charge when using credit cards. Some restaurants charge 2-5% increase suggest that the buying other stores better. Or the shop will have no right to charge more then.
Know this already. They try to use a credit card to defend better.
Information from: Daily News.
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