Tips for using credit cards most effective.

Who must use a credit card on a regular basis, then fear not worthwhile. Today Daily News Online tips to use a credit card deposit to cover each end ...

1. To pay out no outstanding balance. This card is just no way to get interest then. (Credit card interest rate 18 percent per year).

2. Do not be Late Charge if paid at all. Times the amount they pay the minimum. But pay schedule. If paid later than the date paid. To pay a fine of 100-200 baht or more expensive to use credit cards issued by financial institutions in Thailand. Now it is no penalty if a payment was late.

3. Do not withdraw cash with credit cards. Visa or MasterCard type. It will be expensive fee of approximately 3% of withdraw cash out and then pay principal and interest, be hard.

4. Do not buy the stores charge when using credit cards. Some restaurants charge 2-5% increase suggest that the buying other stores better. Or the shop will have no right to charge more then.

Know this already. They try to use a credit card to defend better.

Information from: Daily News.